Terms & Conditions

Using this site, requesting a quote or creating an account means these terms apply in full. Anyone who does not accept them should stop using the site and refrain from submitting information through it.

These terms sit alongside the Privacy Notice, and both should be read together before an account is opened.

The site is intended for personal use by adults aged eighteen or older who are residents of the United States and are seeking auto insurance information for themselves or a vehicle they are entitled to insure.

• Information submitted must be accurate, current and belong to the person submitting it or to someone who has given permission for it to be used.
• The site may not be used to attempt access to another account, to disrupt its operation or to extract content by automated means.
• Content on the site may not be copied, resold or republished without written permission.

Figures shown are prepared from the details supplied and are offered as guidance rather than as a binding contract of insurance. Cover begins only once a policy is issued and accepted in writing by the insurer involved.

Where the information supplied turns out to be inaccurate or incomplete, a quote may be revised or withdrawn. Coverage terms, limits, deductibles and exclusions are governed by the policy document itself, which prevails over anything summarised on this site.

Account credentials are personal and should not be shared. Activity carried out through an account is treated as authorised by the account holder unless a compromise is reported promptly.

• Keep the password private and change it if there is any reason to believe it has been exposed.
• Report suspected unauthorised access as soon as it is noticed.
• Keep contact details current so that policy notices arrive at the right address.

Submitting a request through this site is treated as consent to receive communications electronically, including quote details, policy documents and notices required by law. Marketing messages depend on separate permission and can be withdrawn at any point.

Message frequency may vary and standard message and data rates may apply. Replying STOP ends future messages of that type and replying HELP returns assistance information.

The layout, text, graphics, logos and code that make up this site are protected and remain the property of their respective owners. Nothing on the site transfers any right to use a protected mark or reproduce material beyond ordinary personal viewing.

Links to external sites are offered for convenience only. Those sites operate under their own terms and privacy practices, and no responsibility is accepted for their content, availability or handling of information once a visitor leaves this site.

The site and its content are provided on an as available basis without warranties of any kind, whether express or implied. No guarantee is given that the site will be uninterrupted, free of error or suited to any particular purpose.

Nothing published here should be treated as legal, financial or professional advice. Decisions about cover should be based on the policy document and the specific circumstances involved.

To the fullest extent permitted by law, no liability is accepted for indirect, incidental, special or consequential loss arising from use of this site, from reliance on a quote shown before a policy is issued, or from any interruption to access.

Any dispute arising out of the use of this site or the services described on it will be resolved through binding individual arbitration rather than in court, except where a claim qualifies for a small claims process.

• Arbitration is conducted on an individual basis. Class actions, class arbitrations and representative proceedings are not permitted.
• The arbitration is administered under the rules of a recognised arbitration body and takes place in the state where the policyholder resides unless another location is agreed.
• The decision reached by the arbitrator is final and may be entered as a judgment in any court of competent jurisdiction.
• This agreement to arbitrate survives the closure of an account and the end of a policy.

These terms are governed by the laws of the state in which the business operates, without regard to conflict of law principles. They may be updated as services or legal obligations change, and the effective date shown above reflects the current version.

Continued use of the site after an update means the revised terms apply. Where a provision is found unenforceable, the remaining provisions stay in force.

Questions about these terms can be sent using the details below.